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Is post dating checks legal in ny

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Added: 09.08.2019
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Accepting a postdated check from a tenant may seem like a surefire way to get the money that you are owed, but this does not always lead to payment and sometimes may even lead to further complications. Unless you are percent sure that the tenant can be trusted and that there will be funds to cover the check when it is ready to be cashed, it may not be a good idea to accept a postdated check. The Uniform Commercial Code states that a bank may honor a postdated check provided the check is otherwise safe to cash and the account owner has not provided the bank with "reasonable notice of the postdating. This means that a tenant may legally postdate a check to you and that you may even be able to cash it when you receive it, but if the bank has been notified of the postdating you will have to wait until the date listed on the check instrument before you may receive the funds. While it may be a crime for a tenant to write a check when there are insufficient funds in his account to cover the check, California's worthless check laws may not cover a landlord if a postdated check was accepted.
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Is it illegal to postdate a check (NY)?

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Banking Laws Regarding Undated Personal Checks - Budgeting Money

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Can a Bank Cash a Post-Dated Check?

By Deborah C. I own a small business. Recently, at the request of my tech support contractor, I renewed my service contract with him. I asked that he not cash the check for a week because I would not have enough funds in the account until that time.
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Non-sufficient checks or bounced checks can be accompanied by criminal and civil penalties in the state of New York. Intentionally writing bad checks is an unlawful act that can be costly. Writing bad checks can also be accompanied by criminal prosecution.
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